Books thatbalance.
Bookkeeping, tax, payroll and fractional CFO for owner-led businesses.
Nothing to hide.
Every engagement starts with full visibility — yours of us, ours of the ledger.
100%of our fees publishedThe numbers on us, audited annually and printed here without rounding in our favour.
An accountancy should show its working. We keep clean books, file honest returns, and put the arithmetic where you can check it — because trust is a running balance, not a promise.
Six lines of work. One set of standards.
Everything a firm should do for an owner-led business — each with its own deliverables, each held to the same close discipline.
Monthly bookkeeping
4.2days, average close+
Reconciled accounts, a disciplined month-end close and management statements you can actually read — delivered by the 10th, every month.
Tax preparation & planning
0missed deadlines, ever+
Federal and state returns filed on time, quarterly estimates that hold, and a planning calendar that finds elections before deadlines find you.
Payroll
100%on-time filings+
Runs on schedule, filings on time, and every contractor papered properly — payroll that never becomes a penalty letter.
Fractional CFO
13week cash visibility+
A finance chief without the salary line: thirteen-week cash forecasts, board packs, pricing models and a monthly working session with a partner.
Cleanup & catch-up
18months typical rebuild+
Eighteen months behind? We rebuild the ledger from the bank feed up, reconcile every account and hand back books an auditor would sign.
Compliance & filings
50states covered+
Sales tax registrations and returns, annual reports, franchise filings — the paperwork that keeps the business in good standing, handled.
Run your own numbers before you call.
Most firms make you book a meeting to learn anything. Ours does arithmetic in the open — three working instruments, configured with our actual rates.
Tax estimator
Your bracket-by-bracket federal picture, from income to after-tax.
Open the instrumentInstrument № 2Fee estimator
Build the engagement and read the monthly fee off the letter.
Open the instrumentInstrument № 3Package finder
Three questions point to the package that actually fits.
Open the instrumentHow your books change hands.
Four movements, in order, every time — from the state we find them in to a monthly rhythm you can set a watch by.
Onboarding
We meet your books where they are. Systems audit, account access, a signed engagement letter with the fee you computed upstairs — and a start date, in writing.
01The rebuild
Cleanup and catch-up to a clean baseline: every account reconciled from the bank feed up, prior periods adjusted with documentation, a ledger an auditor would sign.
02The monthly close
The discipline: reconciled by the 10th, statements you can read, and a variance line that answers before you ask. This is where the average of 4.2 days lives.
03The counsel
Quarterly planning against real numbers — elections, estimates, forecasts and a partner across the table who has already read the file.
04Results, stated the way we keep books: precisely.
Harbor Lane Hospitality
The close now lands in six days. Location-level P&Ls arrive by the 10th, and the owner renegotiated two supplier contracts on the strength of them.
“For the first time since we opened the second site, I know which room is actually making money.”
— Operations Director
Meridian Skincare
Every state current, penalties abated where the law allowed, and an $84,000 refund recovered from over-collected tax paid in the wrong jurisdictions.
“They turned a drawer full of state notices into a refund cheque. I still think about that.”
— Founder
Atlas Architecture Studio
Thirty-one thousand dollars of annual tax saved, documented and repeatable — plus a retirement plan the structure finally made worthwhile.
“One meeting paid for a decade of their fees. I should have called three years earlier.”
— PrincipalFor the first time since we opened the second site, I know which room is actually making money.
— Operations Director · Harbor Lane HospitalityIf a month doesn't reconcile, that month is free.
The guarantee we've offered since 2011 — claimed twice, both times our fault, both times honoured.
Signed by name, not by department.
Five people, four credentials, one standard. Every engagement carries a named partner and a named bookkeeper — you will never be handed to a queue.
Mara Osei
CPAFifteen years across public accounting and industry. Mara built Summa on one conviction: owners deserve numbers they can act on, not a shoebox handed back in April.
Daniel Reyes
EADaniel reads the tax code the way other people read novels. Entity elections, multi-state filings and the quarterly calendar live on his desk.
Priya Nair
CPA, CMAEx-VP Finance at a venture-backed logistics company. Priya runs the forecasting practice and sits in our clients' board meetings.
Tomás Ibarra
CPPTomás keeps four hundred people across our client base paid correctly and on time, in eleven states and counting.
June Park
QBO ProAdvisorJune closes more sets of books each month than anyone in the firm, and her reconciliations are the reason our average close is measured in days.
Working notes from the practice.
The S-corp election, explained with actual numbers
The most-cited tax move for owner-operators, worked through line by line — including the payroll cost everyone forgets to subtract.
Quarterly estimates without the guesswork
Safe-harbor rules turn estimated taxes from an anxiety into a calendar entry. Here's the version that never triggers a penalty.
What clean books actually look like
Five tests any owner can run in ten minutes — no accounting degree required — to know whether the books deserve trust.
Ready for books that balance?
A thirty-minute call: you talk, we listen, and you leave with a straight answer about scope and fee — whether or not it's us.
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