The tax estimator.
A bracket-by-bracket federal picture in thirty seconds — configured by our tax desk, brackets, deductions and all.
See your tax picture before we ever meet.
An indicative federal estimate from your income and filing status. Your accountant configures every bracket and deduction — so should the real numbers change, so does this page.
Illustrative estimate for planning conversation only — not tax advice.
You don't pay the top rate on all of it.
Watch a $120,000 taxable income move through the brackets slice by slice — then see what an entity election does to the same business.
The S-corp election at $140k
How the worksheet computes.
Brackets are marginal
+Each slice of income pays its own rate — the waterfall above shows exactly which slice pays what.
Deductions come first
+Standard or itemized is modelled before a single bracket applies; the worksheet uses the standard amounts by default.
Safe harbor is the calm path
+Pay in 100% of last year's tax — 110% at higher incomes — and underpayment penalties stay at zero, whatever this year does.
The long-form working.
The S-corp election, explained with actual numbers
The most-cited tax move for owner-operators, worked through line by line — including the payroll cost everyone forgets to subtract.
Quarterly estimates without the guesswork
Safe-harbor rules turn estimated taxes from an anxiety into a calendar entry. Here's the version that never triggers a penalty.
Want the estimate made real?
Bring these numbers to a thirty-minute call and leave with a plan — elections, estimates and all.
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